Bank Forced To Cancel $500,000+ Loan Balance After Owner Gets Loan Mod

A Long Island couple is home free after an outraged judge gave them

an amazing Thanksgiving present -- canceling their debt to ruthless

bankers trying to toss them out on the street.

Read the rest at http://loanmodsanddebtsettlement.blogspot.com

What the heck is Web 3.0 and theTRAFFICplan?

It's Web 1.0 + Web 2.0 = WEB 3.0

As you know, Web 1.0 was simply an acronym for eCommerce. Back then, retail stores wanted to do business on the internet rather than just using expensive retail storefronts. Many saw the power of the internet to attract an entirely new audience that may not have had the chance to visit their store in person. This would without doubt give them access to more potential customers for less cost.

Web 2.0, in its simplest definition and use today, has become an acronym for the everyday person's ability to communicate and collaborate globally using Social Networking. It has made things more user friendly to us, and as such, companies have come to embrace these new design and communication formats to engage with their customers.

Web 3.0 brings these two worlds together for the average person to be able to harness the power of the internet to begin to profit with multiple streams of income online by introducing products and services to their groups of followers (also known as their list and also as their tribe).

More info can be found at www.aTRAFFICplan.com

We have live training every Wed evening, you don't want to miss it

and remember, it FR.33

Financial Destination Inc

Start Your Financial Journey Now

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Attend The Webcast Every Mon and Tues at 1pm EST
(12pm CST 11am MST 10am PST)

https://www.2.gotomeeting.com/register/752349283

Call In Number: 212-990-8000 PIN 5557#

What the heck is Web 3.0 ?

What the heck is Web 3.0 ?

It's Web 1.0 + Web 2.0 = WEB 3.0

As you know, Web 1.0 was simply an acronym for eCommerce. Back then, retail stores wanted to do business on the internet rather than just using expensive retail storefronts. Many saw the power of the internet to attract an entirely new audience that may not have had the chance to visit their store in person. This would without doubt give them access to more potential customers for less cost.

Web 2.0, in its simplest definition and use today, has become an acronym for the everyday person's ability to communicate and collaborate globally using Social Networking. It has made things more user friendly to us, and as such, companies have come to embrace these new design and communication formats to engage with their customers.

Web 3.0 brings these two worlds together for the average person to be able to harness the power of the internet to begin to profit with multiple streams of income online by introducing products and services to their groups of followers (also known as their list and also as their tribe).

More info can be found at www.aTRAFFICplan.com

We have live training every Wed evening, you don't want to miss it
and remember, it FR.33

Get Your Free Training

This is performing: Web 3.0 strategies coming

Because you are one of the special people who visit my blog,
I am giving you advanced notice about

http://www.YOURSOCIALPROFITS.COM

You are not only being invited to a strategic coaching call,
rather, you are being invited to attend what we like to call
an IMPLEMENTATION session.

What exactly is an IMPLEMENTATION session, and how will you benefit from it?

Simply put, We are not only going to teach you the newest
strategies for success, but MORE IMPORTANT, we are going to
give you the tools you will need to immediately implement
these new strategies to help you:

Convert more SALES.
Spend less TIME on prospecting activities.
Save MONEY on advertising.
Help your team DUPLICATE your success with less EFFORT on your part.
Make more MONEY by attracting the masses that you've been chasing but not converting.

Register Now At:

http://www.YOURSOCIALPROFITS.COM

Larry Potter
847-872-4047

The EZ Offer

Even eager customers can get confused by complex order forms, missing business reply envelopes, elaborate information requests, and worse.

Solution: Multiple ways to place an order help - but more than three options (fax, phone, mail, or e-mail) is probably too much. These days, the ability to take orders around the clock is a big plus.

Technique: Try numbering the steps. ("1. Fill out this invitation below. 2. Put it in the envelope provided. 3. Drop it in your mailbox.") Add this phrase here and there, too: "It's that simple." And if you've got a toll-free number, be sure to put it where the prospect can see it. Make it large. Make it easy to find. And put it on every piece in the envelope.

Larry Potter

http://www.youtube.com/watch?v=lkJCsIMAiNY

www.ATicketToWealth.com

One performing asset....

People Happy for No Reason make the cells in their body happy.

Your brain produces a veritable pharmacopeia of natural happiness-enhancing neurochemicals - endorphins, serotonin, oxytocin, and dopamine - just waiting to be released to every organ and cell in your body.

The way you eat, move, and rest, and even your facial expression, can shift the balance of your body's feel-good chemicals in your favor.

To dispense some extra Joy Juice - smile.

Scientists have discovered that smiling decreases stress hormones and boosts happiness chemicals, which increase the body's T-cells, reduce pain, and enhance relaxation.

You may not feel like it, but smiling - even artificially to begin with - starts the ball rolling. It will turn into a real smile in short order.

Larry Potter
http://www.youtube.com/watch?v=lkJCsIMAiNY
www.ATicketToWealth.com
http://lpotter.renegadeuniversity.com

Millions in Bonuses for Failed AIG Executives...

Billions in Bailouts for Failed Automakers...

Trillions in Hand-outs for Bankers...

9.3 Trillion In New Federal Debt...

Fed Printing Money like There's No Tomorrow...

AND IT'S NOT WORKING!

So what is????

Tap Here Now

Larry Potter

http://budurl.com/nn8h

www.ATicketToWealth.com

Success

A good way to determine how focused you are on achieving a goal can be done via the 'skin-fold' test - but not the kind used for measuring percentages of bodyfat.

The 'skin-fold' test I am talking about is not really about your epidermis. It's more of an internal condition that is commonly referred to as 'thick skin.' All successful people have 'thick skin.'

By this I mean they have more immunity to criticism than others. They are able to block the negativity of others and stay focused on the task at hand. Whenever a person sets out to accomplish something great, rest assured he or she will be met with criticism. Often times the criticism is severe.

What's the anti-dote? First, stay focused on what you believe in. The faith that you alone have in your purpose may be enough to move mountains. Second, keep in mind that the criticism will eventually pass. When you succeed, you'll be amazed at how many people jump on board to celebrate, including those who tried to derail you. Third, take time each day to relive previous experiences of happiness and peace of mind. Think about the things you've already accomplished. Use them as the rocket fuel you need to keep zigging and zagging toward your predetermined destination.

Larry Potter
http://www.youtube.com/watch?v=ObVVfulxlBk
www.ATicketToWealth.com

This is a non-performing asset!

Who is teaching what you need to learn?

Find a program or a mentor that can help you achieve your goal for the next year. If you've

identified a skills gap that needs filling, find a program that can fill it. If you aren't sure the

program will deliver on your objectives, write the program coordinators and ask. If you don't like

the response you get (or get no response at all!), don't sign up.

Larry Potter
www.ATicketToWealth.com

Bank Owned Homes - A Unique Way to Own a House

by Kevin Simpson

The term bank owned homes refers to those properties that have gone through the entire foreclosure process but since there was no bid for the home it is still with the bank. The opening bid of a bank owned home is determined according to the mortgage amount yet to be recovered, the added interest and the payment of the appointed legal expert.

The biggest advantage of buying bank owned homes is that they do not require a large amount of payment to own them. The bank owned homes can be bought for a price which is 50 percent less than the actual market price. The banks have a wide variety of these foreclosed homes and the potential buyers can choose any house which suits best to their needs and requirements. An investment in a bank owned home is always worth it as the buyers sometimes buy the foreclosed house at a much lower price and then sell it off according to the actual market value in order to earn some profit out of it. And if you are interested in just flipping them, the program known as Home Seller Assist or We Provide The Cash, created by John Alexander, will provide you with 100% of the purchase price without any credit checks!

Since there are so many bank owned homes available, the buyers can easily negotiate with the prices and bargain as well. It is always better to buy a bank owned home rather than buying a house in a pre-foreclosure stage. It is always considered wise to do your part of research work before buying a bank owned home. Many banks allow the buyers to view the list of the selected foreclosed homes especially if you are a client of the bank you can always get some added advantages as well. The banks provide listings of the foreclosed homes so that the buyers can get a glimpse of the foreclosed homes. The bank listings are the most perfect source to get all the necessary information about the bank owned homes. These listings can be found in "newspapers, real estate magazines and in the books of real estate agents".

The internet is also another very popular source of obtaining the information about bank listings. The internet listings are a lot easier to access and most often serve the purpose of "advance notice boards". The online listings are the latest listings of foreclosed homes. They help you in saving your time and provide convenience to the buyers. But apart from all these aspects the most important point which all the potential buyers must do is to teach and train them in buying a bank owned home. You can keep yourself updated by reading various real estate magazines and newspapers. The buyers can also consult friends and families who have bought a bank owned home and share experiences with them.

If you are still confused about how to buy bank owned homes you can always appoint a real-estate agent who will assist you through the entire process of bank foreclosure. But before choosing a real estate agent you must make sure that he is has enough knowledge about the homes. The real estate agent you choose must be experienced and should be an expert in getting the desired bank owned houses for its clients.

Once you have appointed a real estate agent, it is then the responsibility of the agent to help you through the process of owning a bank owned home. The agent must carry out the important tasks of checking the house and making bank proposals. Make sure you hire a local agent who knows well about the local market conditions of buying a foreclosed home. You can get in touch with the real-estate agents from the websites on bank owned homes.

Search foreclosures by state or get more information on bank owned homes at ForeclosureRepos.
Kevin Simpson, GM Sales & Marketing

Article Source: http://EzineArticles.com/?expert=Kevin_Simpson

Oregon Regulators Close Small Bank

The Oregon Department of Consumer and Business Services closed Silver Falls Bank of Silverton, Ore. Friday, bringing the total number of U.S. banks and savings and loans closed during 2009 to fourteen.

The Federal Deposit Insurance Corp. was appointed receiver. It arranged for Citizens Bank of Corvallis, Ore. to acquire all of the failed bank's deposits.

Here is a performing asset - a team member

http://www.REOFunder.com








http://www.REOFunder.com

The credit crunch

Credit, you are being told, has “locked up” or “frozen.” Without credit, consumers cannot purchase and businesses cannot invest. No, businesses can’t even stay in business because there’s no credit.

Credit, in fact, has not locked up or frozen. Plenty of lenders, particularly those healthy banks involved in the TARP CPP funds, are lending at levels comparable to or greater than before the so-called credit freeze. What has happened is that lenders are calculating risk far more rigidly and rigorously than they had previously.

Credit qualifications, indeed, have tightened and will continue to do so. We are in an economy where credit of all stripes is inherently more risky, so folks and businesses who would have qualified for loans or financing in the past are greater credit risks because of the prospect of losing their job or their business. Now, as the economy continues to contract, the risk will become high enough that credit may effectively lock up, and that’s what the panic-button folks are trying to prevent.

Bulk REOs Are Going To Be Even BIGGER Business in 2009..

Think bulk REOs are drying up?? THINK AGAIN!

We’re only through the first wave of defaults..

It’s important to get in now, build your relationships, and tweak your business model because you’ll be left behind when the second wave hits.

http://weprovidethecash.com/Finder.php?id=wallmann

New Site Up and Running....

...The new site for getting rid of your non-performing assets is now up at

http://NonPerformingAssets.synthasite.com

We represent a large NYC based Real Estate investment fund, looking to make principal investments in single family residential properties, both REO and performing and non-performing assets. Who’s in charge of your special asset sales?

Many are now earning big bucks by locating portfolios of non performing assets:

Asset Finder Program

Can 1 email and 1 phone call result in $25,000?

It is possible.

Banks are swimming in bad debt...

That's all you read about in the news.

Our investors and Hedge Funds want to buy that bad debt...

You can make a FORTUNE in the middle just by making 1 phone call and sending 1 email

Watch our brief webinar over at: http://weprovidethecash.com/Finder.php?id=wallmann

The timing could not be any better for this program.

It's time to think big..really BIG!

Bank Chiefs Curb Lending Despite TARP, Survey Says

Even as a new report Friday found faults in the government’s financial bailout, a survey of bank chief executives conducted by UBS was raising its own questions about whether the Troubled Asset Relief Program is having the desired effect.

In a report headlined “What C.E.O.’s of Top 100 Banks Think,” UBS analysts led by Matthew O’Connor summarized the results of the firm’s fourth annual survey of the chief executives of the 100 largest banks in the United States.

Most chief executives said that they will continue to tighten lending standards and slash credit lines to consumers in the new year. It was just the latest sign that the TARP has done little to encourage bank lending, as many in Washington hoped it would.

Economists, investors and lawmakers are concerned that continued contraction in the credit markets could prolong the recession in the United States and dash any hopes of a quick economic recovery.

The anonymous survey by UBS found that most bank chiefs fear that the worst is yet to come in the credit market debacle and are expecting to get hit with billions of dollars of losses tied to bad loans made years ago.

The banking chieftains generally believe that net charge-offs, which is a measure of debt, such as credit-card debt, that is deemed uncollectible; and nonperforming assets, which are loans or leases that are not meeting their stated principal and interest payments, are both expected to peak in 2009.

That has made banks leery of dishing out more loans to businesses and consumers. About 85 percent of the banks surveyed said they plan to tighten lending standards on commercial real estate and construction loans, while 55 percent planned to tighten commercial and industrial underwriting — both important for stimulating economic growth.

They are also being tight-fisted on the consumer side: 45 percent of chief executives said they will tighten their standards on home equity lines of credit, while 55 percent will tighten their standards on consumer loans. Getting a house will be a bit tougher, too, even if one has great credit, as 38 percent expect to tighten standards for prime mortgages.

Congress may be especially interested in knowing that only one of the banks surveyed said it would use the money received from the TARP to accelerate lending. A total of 45 percent of the chief executives answered that they would likely use TARP to cushion their capital base, while 15 percent stated they would use TARP to fund acquisitions. Only 20 percent planned to use the capital to maintain loan growth.

Lawmakers have been reluctant to authorize the remaining $350 billion of TARP funds to banks unless they showed how they would use the money to prevent foreclosures and spur lending. But even with the government’s cash infusions, banks are apparently still afraid that sins made in the past will catch up with them this year.

The authors of the report said that many of the chief executives they spoke with “believe it is inevitable that most banks will need to raise capital at some point” to cover future losses.

As long as banks think that their capital cushions are inadequate, they may continue to hang back from making new loans, no matter how much urging they get from Washington.

– Cyrus Sanati

Center Bancorp, Inc. Establishes Additional Fourth Quarter Provision

UNION, N.J., Jan. 6, 2009 (GLOBE NEWSWIRE) -- Center Bancorp, Inc. (Nasdaq:CNBC), the parent company for Union Center National Bank ("UCNB"), today announced that for the fourth quarter of 2008, it intends to establish an additional loan loss provision of $100,000 and charge-off approximately $250,000 in connection with an outstanding commercial real estate project that it has recently taken into Other Real Estate Owned (OREO).

At December 31, 2008, the Corporation expects non-performing assets to amount to $4.7million, including OREO of $3.9 million. The above-mentioned provision and charge-off for the fourth quarter will be in addition to the Corporation's anticipated quarterly loan loss provision and charge-off amounts. We expect the total provision and total net charge-off for the fourth quarter of 2008 to be $425,000 and $252,000, respectively. We Provide The Cash which was created by John Alexander hopes to corner a lot of non performing assets in 2009.

The Corporation continues to experience high loan demand and despite this one isolated project, is experiencing strong asset quality throughout its loan portfolio. Total loans are expected to amount to $676.2 million at December 31, 2008, which is an increase of $124.5 million or 22.6% over total loans at December 31, 2007.